How to save money on Mandatory Health Care Insurance (MHC)
Choice of Deductible
Insured persons who are ready to take on more personal responsibility and choose a correspondingly higher deductible can have their premiums considerably reduced.
Persons insured |
Annual deductibles |
Retention fees |
Premium discount |
|---|---|---|---|
| Children up to age 16 |
None | None | None |
| Youth 17 - 20 years old |
None | None | None |
Adults |
CHF 500 CHF 1,500 CHF 2,500 CHF 4,000 |
20 %, maximum CHF 900 CHF 700 CHF 500 CHF 200 |
no discount up to CHF 480 up to CHF 960 up to CHF 1,680 |
Insured persons of retirement age |
CHF 0 CHF 1,000 CHF 2,000 CHF 3,500 |
10 %, maximum CHF 500 CHF 400 CHF 300 CHF 150 |
no discount up to CHF 480 up to CHF 960 up to CHF 1,680 |
Changing deductibles
If you would like to change to another deductible, you can fill out the form here.