NATURA Supplementary Insurance
NATURA supplementary insurance stands for alternative medicine, health promotion and prevention. If you prefer alternative treatments and you value a healthy lifestyle, NATURA is the ideal insurance cover for you.
NATURA supplementary insurance – Your advantages
Live consciously, prevent, stay healthy
NATURA pays contributions towards holistic, natural healing methods and treatments. This supplementary insurance also supports various activities aimed at the promotion of a healthy lifestyle and prevention. Those who live consciously and actively, in addition to protecting their own health, can also help to reduce health care costs.
CONCORDIA maintains lists of recognised treatment and service providers that represent the basis for the payment of insurance benefits. For example, if you would like to know who is on the CONCORDIA list of therapists and how much CONCORDIA will pay for a treatment with your naturopath or therapist, please contact CONCORDIA Representation in Liechtenstein.
Choose your NATURA supplementary insurance
NATURA supplementary insurance offers you a choice of two options, depending on your personal circumstances and individual needs.
NATURA supplementary insurance offers the following:
Alternative medicine:
- Treatments by doctors, naturopaths and therapists recognised by CONCORDIA
- Contributions towards the most popular alternative treatment methods such as osteopathy and kinesiology
Health promotion:
- Back and posture: Contributions, for example, towards gym and back exercises as well as postural exercises
- Pregnancy and family: Contributions, for example, towards childbirth preparation, breastfeeding advice and mother/father and child gym
- Fitness: Do you train regularly in a fitness centre or would you like to do so in the future? We contribute to the costs of membership if the fitness centre is recognised by CONCORDIA and the membership is valid for at least six months. All state-approved fitness centres in the Principality of Liechtenstein are also recognised by us.
Prevention:
- For example, a medical check-up that is not covered by mandatory health care insurance
Advantageous for families: Children up to the age of 15 only pay CHF 6 premium per month (only applies to the NATURA option)
NATURAplus supplementary insurance offers in addition:
Alternative medicine:
- Contribution towards a comprehensive range of alternative treatment methods
Health promotion:
- Contributions towards baby swimming
- Do you train regularly in a fitness centre or would you like to do so in the future? We contribute to the costs of your sports club membership (Sport Bonus) if the fitness centre is recognised by CONCORDIA and the membership is valid for at least six months. All state-approved fitness centres in the Principality of Liechtenstein are also recognised by us.
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concordiaMed
NATURA and NATURAplus:
- Free medical advice by telephone
- 24-hour emergency service
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Alternative cures – complementary medicine
NATURA:
- More than 70 methods (recognised by CONCORDIA)
- Treatment including prescribed remedies
- Treatment by naturopaths: 75 %, max. CHF 4,000/calendar year
- Treatment by therapists: 75 %, max. CHF 1,500/calendar year
NATURAplus:
- More than 130 methods (recognised by CONCORDIA)
- Treatment including prescribed remedies
- Treatment by naturopaths: 75 %, max. CHF 6,000/calendar year
- Treatment by therapists: 75 %, max. CHF 2,000/calendar year
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Maternity, family
NATURA:
- Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise: 50 %, max. CHF 200/area and calendar year - Several areas: max. CHF 500/calendar year
NATURAplus:
- Childbirth preparation course and breastfeeding consultation;
pregnancy, pelvic floor and postnatal exercise;
baby swimming course: 50 %, max. CHF 200/area and calendar year - Several areas: max. CHF 500/calendar year
- Childbirth preparation course and breastfeeding consultation;
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Promotion of health and fitness
NATURA:
- Back and posture training, physical fitness, etc.: 50 %, max. CHF 200/area and calendar year
- Several areas: max. CHF 500/calendar year
NATURAplus:
- Back and posture training, physical fitness, CONCORDIA Sport Bonus, etc.: 50 %, max. CHF 200/area and calendar year
- Several areas: max. CHF 500/calendar year
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Medical preventive care, check-ups
NATURA and NATURAplus:
- 90%, max. CHF 500/calendar year (if recognised by CONCORDIA)
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Cost sharing
NATURA and NATURAplus:
- No deductible